‘credit card’ Archive

Financial Goals for 2011 January 24, 2011 No Comments

This year you may want to make some financial changes that are beneficial. Taking the time to sit down and plan out your financial goals may make all of the difference. Talking with a professional about your goals is a great way to get a realistic perspective on what you can accomplish. The more that [...]

Secured Credit Cards May 24, 2010 No Comments

A secured credit card is set by a deposit account owned by the cardholder from which funds are withdrawn. Normally, the cardholder must deposit between 100% and 200% of the total amount of credit desired.Many times, credit card issuers will offer incentives on their secured card portfolios. In these cases, the deposit required may be [...]

5 Steps to negotiating with your creditors March 15, 2010 No Comments

If you’re drowning in unpaid bills and losing your sleep over unpaid debts, then it is time to conquer your fear and negotiate creditors to reduce your debts. How to do negotiation You can negotiate creditors by following the 5 steps mentioned below: 1. Prepare a budget: Based on your monthly income and expenses, you [...]