If you have a set minute or texting plan and you are occasionally or often going over on the allowed amount, you are paying way more than you need to be.  The fees applied to over-talking and over-texting should be against the law.  If you’re going over, either control yourself or change your plan to fit your talking and texting lifestyle.  Most carriers no longer charge extra for a plan change.

The other way you might be losing money is if you aren’t talking or texting enough.  If you’re paying for 3000 minutes but only use 2000 in a month, you are paying for an extra 1000 minutes each and every month.  Again, change your plan to fit your lifestyle.  A lot of people don’t want to deal with figuring out how much they use their phone, so they just settle for the unlimited plans.  If you are like this, take the time to pull out your past phone bills and find out exactly how much you talk, text, or use the Internet on your phone.  You just might find that you could easily switch to a lower plan and save yourself $10 per month or even more!  Try it out!