The inventor of the lightening rod among many other notable successes made this man praiseworthy.  He was one of the most influential men in history, possibly being the reason his headshot was put on the one hundred dollar bill.

A recent study to be published in the Journal of Consumer Research says that when someone goes out, they are less likely to spend their money if they are just carrying a Benjamin on them.  The study showed that when people were carrying Franklin’s cash colleagues (Washington, Lincoln, Hamilton, Jackson, and even Grant), they were much more willing to spend without guilt.

This is an amazing discovery, but of course it won’t work for every single person.  However, you never know if it will work until you try it.  During this economy bust, people are tending to give $100 bills a high value and are perhaps treating it as a symbol to tell them they aren’t completely broke yet.  For more insight on this topic and to find out a little more as to why having a BF in your pocket will actually save you money, head over to:

http://www.time.com/time/business/article/0,8599,1887485,00.html

If you want to try this experiment out, please leave a comment and let me know how it went.  I am extremely interested in the results and will be testing it out myself.  I thought about replacing everything in my wife’s wallet with Benjamins, but maybe I’ll just try it out for myself first.

Especially during this economy crisis, businesses are working hard to keep their customers.  Lucky for you, you can take advantage of this situation.

Similar to comparative shopping, you can save money by watching the prices on the services you already use.  If you have Internet services, it is possible to get the price you pay each month to go down.  But there’s a trick you need to know first.

Your services’ competition will sometimes have offers for people to have great deals when they sign up for their service.  If you watch for these deals, you can then use them to play your service company against this other one.

Call up your service company and let them know what their competitor is offering and ask for a discount on your bill.  They want you to be loyal to their company, and so they should honor your wish.  Some people save a lot of money a month doing this.  That’s money that can be use elsewhere.

Go and try it now!  Let me know of all the successes.  If you don’t want to comment, email me at thepaydayloanblogger@gmail.com.

But now we have a great tool to help us to be able to comparison shop within minutes.  The Internet gives us the opportunity to save by the click.  We should use it to our advantage.

Sites like ebay.com and pricegrabber.com let us see the best deals around.  Ebay is especially nice since you can compare the price of a new item with the price of the same item but used.  Buying secondhand can really save money, but don’t do it with every product.  They can be worn out and end up costing you extra for a new one in the future.

Just be smart in your shopping.  When you do, you will be grateful you did because you will be saving money.